2025 Sees Surge in Families Buying Critical Illness Insurance

For a long time, most Indian families depended on regular health insurance or employer-provided plans, assuming they were sufficient to cover hospital expenses. However, in 2025, a noticeable change is taking place—many families are now opting for critical illness insurance, either as a supplement to their existing cover or as a separate policy.

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Standalone Medical Insurance Offering Hospital Stay Coverage

In today’s world, individual health insurance has become essential for protecting both health and financial well-being. As medical expenses continue to rise, having a robust policy that covers hospitalisation and specialist consultations is vital rather than optional. These plans are especially beneficial for individuals seeking customised healthcare coverage outside of employer-provided or group insurance schemes.

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